Depending on the severity, automobile accidents can vary from a light annoyance to a life-changing event. If you were in an automobile accident in Florida, you will need to take steps to make sure that you are absolutely protected.
Report the Accident
If your automobile accident involved injuries or property damage over $500, you need to report your accident. To report your accident, call the local police department, sheriff, or the Florida highway Patrol. If your accident resulted in serious injuries or an unsafe scenario, call 9-1-1.
Gather and exchange information with the parties involved in the crash
Make sure to get the name, telephone number, address, vehicle make and model, license plate number, and insurance information (carrier and policy number) from anyone involved in the accident. Also, ask for names, phone numbers, and addresses of any passengers and witnesses; this information can be useful if your accident leads to a future lawsuit.
File a Claim with your insurance company
After an accident, you must file a claim with your insurance company you must do this although you weren’t responsible for the accident. the company can investigate your claim to determine fault and harm. If you have any questions on your insurance coverage or benefits, don’t be afraid to ask your insurance company.
Request Medical Treatment
Florida has Personal Injury Protection (also known as “PIP” or “no fault”) insurance. under Florida’s PIP laws, drivers are needed to carry insurance to cover the driver’s own injuries and lost wages, regardless of whether the accident was the driver’s fault or the fault of the other driver.
Under Florida’s new PIP law, an injured driver should request treatment within fourteen days to receive PIP benefits. If you have got PIP automobile insurance, you must consult your family doctor or visit an emergency room as soon as possible even if you do not think your injuries are severe. Some injuries don’t manifest themselves in real-time after an accident, by doing this you won’t be prevented from recovering PIP benefits.
If you were a traveler in an accident, you must also immediately request medical treatment. Passengers also are entitled to PIP benefits. If the driver you were riding with had PIP automobile insurance at the time of the accident, you should be able to recover for your injuries.
If you have any questions on your PIP benefits, talk to your insurance company.
Get a Settlement offer from the insurance company
The insurance company or corporations liable for the accident can send you a settlement offer. This offer can indicate how much (if any) the insurance company pays for the property damage and injuries. If the offer isn’t enough to cover your injuries and property harm, you’ll be able to try to negotiate with the adjuster. If you can’t negotiate with the adjuster to get an acceptable settlement, you should consult a private injury attorney.
Contact our Office
If you have been involved in a traffic accident and receive a ticket, our experienced attorneys can help you to obtain a Dismissal and assist with your Insurance claim. Contact our office today for a free consultation.